Personal Depository Accounts

Beach Cities Commercial Bank makes managing your money easy and convenient. We are committed to the success of our customers both professionally and at home. Our personal banking experience allows you to connect anytime, anywhere. Come visit us in person or online. You decide.

Checking Accounts

Our personal accounts are designed with you in mind. Easy to use, accessible, simple, and fast.

Personal Account

Our personal account includes:

Online banking - Check balances, transfer money, view statements
Bill Pay - Pay bills and/or set up recurring payments
We pay for your first order of checks (standard)
ATM/Debit Card with zero surcharges
Mobile banking - Enjoy banking services through your internet-enabled mobile phone
No monthly maintenance fee with $500 average or $2,500 combined average collected balances – it is your choice.
$100 Minimum Opening Balance

Personal Interest Checking

All the benefits of a personal checking account with interest earned on your account balance.

Earn simple interest with minimum $2,500 balance
No monthly maintenance fee with $2,500 combined average collected balance

Savings Accounts

Money Market Accounts (MMAs)

Flexible Savings

Enjoy savings flexibility with tiered interest on your account balance. Save more and get paid more.

Earn simple interest with minimum $2,500 balance
Online banking - Check balances, transfer money, view statements
Bill Pay - Pay bills and/or set up recurring payments
We pay for your first order of checks (standard)
ATM/Debit Card with zero surcharges
Mobile banking - Enjoy banking services through your internet-enabled mobile phone
Eight free withdrawals per statement cycle

Personal Savings Accounts

Safely earn interest on your money with our basic personal savings account. Access your account digitally or in person.

Our savings account includes:

Earn simple interest with minimum $100 balance
Online banking - Check balances, transfer money, view statements
Bill Pay - Pay bills and/or set up recurring payments
You can set up your account to be used for overdraft protection
ATM/Debit Card with zero surcharges for ATM transactions
Mobile banking - Enjoy banking services through your internet-enabled mobile phone
$100 Minimum Opening Balance
Not subject to withdrawal limitations

Personal Credit Products

Beach Cities Commercial Bank offers a Credit Card Program* through trusted partners. Call or visit us to find out more!

Apply Now!

*Offered through a third-party. Credit Cards are not deposit products. Credit Cards are subject to application, credit review, and approval.