Commercial Banking

Finally. A Commercial Bank That Gets My Business.

The Beach Cities Commercial Bank experience goes beyond loans, transactions, and deposits. It’s a trusted partnership rooted in a deep understanding of your goals and proactively looking for ways to help you achieve them. We provide hands-on, personal banking services customized to your needs - whether that’s at your office or digitally through our online banking services.

Commercial Checking

Small Commercial

Bill Pay - Pay bills and/or set up recurring payments
We pay for your first order of checks (standard)
Avoid monthly maintenance fees with $500 average
Credit Card Program with approved credit (See Credit Card Solutions)
ATM/Debit Card with zero surcharges
$100 minimum opening balance

Commercial Interest

Simple interest with $2,500 minimum
Avoid monthly maintenance fees with $2,500 average
Credit Card Program with approved credit (See Credit Card Solutions)
ATM/Debit Card with zero surcharges
$100 minimum opening balance

Account Analysis

Designed for businesses with higher transaction amounts and activity. This specialized checking account allows you to apply earning credits to offset service charges.

$100 minimum opening balance

Commercial Savings

Money Market Accounts (MMAs)

Features

Tiered higher-interest savings accounts with greater flexibility and access to funds.

Simple interest with $2,500 minimum
Avoid monthly maintenance fees with $2,500 average
Credit Card Program with approved credit (See Credit Card Solutions)
ATM/Debit Card with zero surcharges
$100 minimum opening balance
Eight free withdrawals per statement cycle

Savings Accounts

Flexible interest-earning accounts with lower minimums and complete liquidity.

Simple interest with $100 minimum
Avoid monthly maintenance fees with $100 minimum
Credit Card Program with approved credit (See Credit Card Solutions)
ATM/Debit Card with zero surcharges
$100 minimum opening balance

IOLTA

An attorney-client trust account designed specifically for small and short-term deposits.

Simple interest earned
$100 minimum opening balance