Careers

Office Location: Irvine, CA

Position Summary

The Senior Loan Administrator is responsible for managing the end-to-end process of unsecured, secured, and government-guaranteed business loans. This role requires close collaboration with internal teams and external partners to ensure timely and compliant loan closings.

Key Responsibilities

• Collaborate with underwriters, relationship managers, and executive management to facilitate loan processing.
• Review loan files and compile closing requirements; communicate status and needs clearly and professionally.
• Submit loan packages to the SBA for loan number issuance and coordinate with SBFC Partners for state-guaranteed loan requests.
• Initiate title orders and review preliminary title reports; ensure accuracy and completeness.
• Evaluate and accept entity documentation including articles of incorporation, bylaws, partnership agreements, and LLC operating agreements.
• Review UCC searches and ensure proper documentation.
• Ensure compliance with SBA SOPs and internal credit policies.
• Verify borrower cash injection per SBA and bank guidelines.
• Determine insurance requirements and obtain necessary hazard and flood insurance.
• Review escrow instructions and estimated closing statements.
• Prepare and request loan documentation; ensure alignment with SBA/state approvals and bank conditions.
• Coordinate loan closings with borrowers, title/escrow agents, and relationship managers.
• Review executed closing documents for completeness and accuracy.
• Prepare loan files for pre-funding review and create accurate boarding packages.
• Maintain compliance with loan documentation laws, regulations, and internal policies.
• Monitor and direct monetary disbursements; participate in post-closing quality control.
• Identify and proactively resolve issues in the loan closing process.
• Maintain accurate pipeline reports and ensure timely updates.
• Adhere to operational policies and compliance regulations including BSA, AML, Patriot Act, and OFAC.
• Promote a respectful, harassment-free work environment in line with EEO/AA policies.
• Report unsafe conditions and contribute to the bank’s cybersecurity efforts through vigilance and awareness.
• Perform additional duties as assigned.

Required Qualifications

• In-depth knowledge of loan closing documentation and procedures.
• Strong customer service skills with effective phone and email communication.
• Excellent written and verbal communication abilities.
• Exceptional organizational skills and attention to detail.
• Ability to manage multiple priorities in a fast-paced environment.
• Proficiency in Microsoft Office and other relevant software.
• Preferred Qualifications
• Experience with SBA or other government-guaranteed loan programs.
• Familiarity with LaserPro or similar commercial loan documentation software.
• Demonstrated experience with SBA documentation.
• Proven ability to work collaboratively with internal stakeholders.
• Strong technical skills and comfort with production-driven environments.

Additional Information

This job description outlines the general nature and level of work performed. It is not intended to be an exhaustive list of all responsibilities, duties, and skills required.

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities