If you’ve ever wondered what it takes to help entrepreneurs turn big dreams into thriving businesses, let me introduce you to Lily Kim. She’s not just our SVP of Specialty Lending at Beach Cities Commercial Bank—she’s the driving force behind one of our proudest achievements: earning SBA Preferred Lender status.

With 22 years of banking experience under her belt, Lily knows the ins and outs of lending like few others. But here’s the thing—she’s not just about numbers and paperwork. Lily is all about people. Every day, she works to make sure small business owners have the tools, resources, and confidence they need to succeed.

And thanks to her leadership, we’ve streamlined the lending process with a dual-track approach that gets loans approved faster and more efficiently. That means less waiting and more growing for business owners.

When it comes to SBA loans, Lily’s team offers powerful options like:

504 Loans for real estate or equipment purchases with low down payments and long terms.

7(a) Loans for acquisitions, expansions, working capital, and more—up to $5 million.

Bottom line? Lily Kim is more than a banker—she’s a trusted ally for entrepreneurs chasing their next big milestone. And that’s exactly why Beach Cities Commercial Bank is proud to have her leading the way.