FDIC-Insured - Backed by the full faith and credit of the U.S. Government

SBA Lending . . .
Done Right.
Done Fast.

Running a business is hard enough.That's why we've developed a lending process that works in sync -underwriting, processing, and keeping you in the loop everystep of the way - so your loan doesn't just move.  It closes.

Big Results - Without Big Bank Headaches.

Underwriting + processing teams

work side by side not in silos

Track your loan status

in our smart portal

In-house SBA experts and real

estate specialist who move fast

SBA Preferred

Lender (NEW!)

Customized updates

and communication

"We're constantly improving workflows to move your loan forward faster. Our dual-track approach -processing and underwriting side by side -is a game changer that came directly from our leadership team's experience. It's new. It's efficient. It works."

 

- Bri, VP of Admistration

The Right SBA Loan for your Business Growth

504 Loans

  • Ideal for real estate, equipment & long-term capital
  • As little as 10% down
  • Longer repayment terms
  • Construction & refinance options available

7a Loans

  • For business acquisitions & expansions

  • Working capital, equipment & real estate
  • Includes SBA CapLines up to $5M
  • Debt refinance available

Trusted by California's Entrepreneurs and Business Owners

From $5M to $50 M in sales, we know what a good deal looks like -and we move fast to help you secure

it so you can get on with your business. 

  • Family-owned and closely held businesses

  • Entrepreneurs buying or expanding businesses

  • Special and mixed-use properties

  • Doctors &medical practice owners

  • Manufacturers & distributors

  • Real estate investors

Real Clients. Real Results.

"For fellow entrepreneurs seeking SBA financing, I can't recommned

Beach Cities Commercial Bank highly enough.  Their expertise, flexibility, and genuine parnership approach make all the difference when you looking to take your business to the next level"

Josh Beadel, Owner of The Breakfast Bar and The Hare in Long Beach

Let's Talk SBA

Serving Orange County, San Diego County, and Southern California

Call Us (949) 704-1010 or (760) 589-1010